Ultimate Home Lending offers a variety of Conventional Mortgage Loans that are not government-insured but adhere to the guidelines set by Fannie Mae and Freddie Mac. These loans are suitable for borrowers with good-to-excellent credit, a minimum down payment of 5%, and stable monthly income. Conventional loans provide advantageous rates, terms, and lower fees. Available options include Fixed Rate Mortgages, with terms ranging from 5 to 30 years, and Adjustable Rate Mortgages, which offer initial fixed rates followed by adjustable rates. These loans can be used for purchasing single-family homes, condos, and more, and are ideal for financing primary residences, second homes, or investment properties.
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