Account Rates


Explore competitive rates and attractive yields with Greater Central Texas Federal Credit Union's account offerings. Our Savings account, with a minimum balance of $20 plus a $5 fee, offers a solid rate of 0.10% APY*. Looking to secure your retirement? Our IRAs boast a favorable rate of 0.50% APY*. Dive into our Money Market Tier Accounts, with rates ranging from 0.10% to 0.20% APY* based on your balance tier. For those seeking guaranteed returns, our Certificates of Deposits offer exceptional rates, ranging from 2.25% to 3.00% APY* across various terms, starting from 6 months to 36 months. Take advantage of these rates effective as of September 1, 2022, and start maximizing your savings potential with GCTFCU today. Remember, early withdrawal may incur a penalty, and rates are subject to change at any time. *APY = Annual Percentage Yield.

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